Is Patriot Funding legit? Unbiased Debt Consolidation Company Review

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By Edward Genesis

Hey there, fellow financial navigators! I’m thrilled to dive into today’s topic that hits close to home for many of us: the legitimacy of Patriot Funding.

As the owner of Legit Checklist, I understand how crucial it is to have trustworthy financial allies. We all want to make informed decisions when it comes to our hard-earned money.

My site has also covered whether Master Card is legit, whether Ofleaked is legit, and whether Alpilean is legit. Feel free to check out the articles, among many on my site.

So buckle up as we embark on a journey to unravel the mysteries surrounding Patriot Funding.

Are they a beacon of financial reliability, or is there more than meets the eye?

Stick around, and let’s navigate through the intricacies of Patriot Funding together!

What is Patriot Funding?

On its website, Patriot Funding claims to be a debt consolidation company that helps individuals combine multiple debts into a single, larger loan with a lower interest rate.

According to them, this can simplify debt repayment, potentially lower monthly payments, and reduce overall interest charges

As a lending platform, they claim to offer personalized loan options with competitive rates, catering to diverse financial needs. However, as we set sail on this investigation, it’s essential to steer our ship with caution.

While Patriot Funding may present an attractive financial voyage, caution is advised. Some red flags and cautionary waves include:

  1. Unsolicited Offers: Be wary of unsolicited loan offers, especially if you haven’t initiated contact. Legitimate lenders respect privacy and don’t bombard individuals with unexpected loan proposals.
  2. Upfront Fees: Reputable lenders usually deduct fees from the loan amount, not requiring upfront payments. If Patriot Funding demands payment before granting the loan, it raises a potential alarm.
  3. Too-Good-To-Be-True Promises: If the terms sound too good to be true, they might be. Unrealistic promises and guarantees could signal a potential financial storm.

As we navigate through the financial waters surrounding Patriot Funding, the key lies in informed decision-making.

Patriot Funding Contact

You can reach out to Patriot Funding via their site or call the Patriot Funding phone number shared here. 888-860-0450

Stay tuned for the next leg of our journey, where we’ll delve deeper into customer reviews, regulatory compliance, and the hidden currents beneath the surface.

Is Patriot funding legit?

Yes, Patriot Funding is a legally registered debt consolidation company that helps people who are struggling with debt.

They aim to help people become debt-free within 2 to 4 years. They claim to do this by providing a process for consolidating debt, offering good customer service, and having a simple fee structure.

Whether or not you should use Patriot Funding depends on your individual circumstances.

It is important to compare fees and interest rates with other companies to make sure you are getting the best deal.

You should also consider talking to a financial advisor to get personalized advice on your debt situation.

To whoever will be reading this, This business is not providing clear and consistent information, which makes me suspicious. Be very careful when dealing with them.

Legit Checklist: Why you should be very careful with Patriot Funding

Hey, ever had that moment when everyone had a different story about where someone was last weekend? Well, it’s a bit like that with Patriot Funding.

If you Google it, it says the company has been around since 2009, like it’s an old pro in the game. But then, if you dig a bit deeper, other sources say it’s a newer player, kicking off in 2018.

Now, here’s the head-scratcher—which one is it? And why the mixed messages?

These little details make us do that puzzled head-tilt thing. Sure, companies can shift, rebrand, or change their services, but alter the year they started.

That’s like your friend suddenly deciding to celebrate their birthday in a different month!

Checking the legitimacy of Patriot Funding
when was it really founded?

Let’s verify this 2018 date. Checking the corporate website, it boldly claims “Since 2018.” But can we really take that as the whole truth?

Is Patriot Funding a Scam?

Based on the available information, Patriot Funding’s legitimacy is somewhat uncertain. Patriot Funding has no single rating, nor is it registered on BBB.

Those who have engaged them are also concerned about the company’s fees, marketing practices, and overall transparency.

It is important to conduct thorough research and exercise caution before engaging with Patriot Funding.

We checked on the exact date Patriot Funding was registered with the Michigan Secretary of State Corporation & Business Entity. The portal said it was indeed registered in 2014. This contradicts the information on Google that states that the company has been in service since 2018. 

And you’ll see that Patriot Funding was registered in Michigan in 2014.

If you are curious enough, check the Patriot Funding WebArchive history.  It is shocking that the website history started on May 18, 2001.

What is Patriot Funding hiding in the past that they do not want the people to know?

Why are they hiding the initial idea of their business, which has roots that date back 22 years ago from 2023? 

Patriot Funds BBB, Trustpilot reviews and ratings

In the business world, anyone with a legitimate business would want positive ratings and more reviews, like those from BBB and Trustpilot.

What amuses me is that Patriot Funding has no accreditation badge from BBB and no reviews on Trust Pilot. Another red flag of a potential scam business entity

The Patriot Funding BBB page is empty. The company has no business profile nor ratings for their services from BBB

To unsuspecting users, Patriot Funds Trustpilot reviews flooded and are mentioned on the primary company page are not authentic. Here is the true, legit checklist.

Another reason that makes Patriot Funding seem more like a scam site is the fact that their site has only a few employees with profile pictures. 

Another scam-flag reason is that the company has Ghost Towns on their Patriot Funding’s LinkedIn corporate page. 


Patriot Funding has faced criticism for its high fees, misleading marketing, and transparency issues.

Customer reviews are mixed, with some expressing satisfaction and others reporting negative experiences.

The company’s history of investigations and lawsuits raises further concerns.

Proceed with caution and conduct thorough research before engaging with Patriot Funding.

Explore other debt-relief options and consider consulting with a financial advisor for personalized guidance.

4 thoughts on “Is Patriot Funding legit? Unbiased Debt Consolidation Company Review”

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